I went to Paramount Cycles (thanks John!!!) and purchased a SKS Shock blade Dirt board Front Fender; SKS X board on the down tube(which I picked that up today); SKS X-Blade Rear Fender for my winter bike... I had a chance to test them out today, and they work AWESOME. I just installed the SKS X board on the down tube later this evening looking for a little extra coverage. The kit will keep most of the yuk off you. I was flying down the road going threw mud puddles, deep standing water, etc... had a BLAST...
When you install this kit, you MUST make sure you torque the bolt down good. Just DON'T over torque them... I didn't torque the rear enough and almost lost my rear fender... This kit being mostly plastic, you can easy strip the parts out if your not careful.
This kit is easily removable too.
p.s. I know my garage is a mess...