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  1. #1
    Living Life Behind Bars..
    Reputation: g-t-'s Avatar
    Join Date
    Dec 2004

    Bike Shops Insurance on Customer Bikes ?

    When you leave a bike at a shop to get work done and something happens to it ( stolen, damaged etc ) is the bike shop liable for the full replacement value or is it a homeowners insurance issue ?

    What would happen if your bike was in Dukes at the time of that fire would it be Dukes or you footing the bill ? On a more general non-catastrophic incident what's the norm ?

  2. #2
    mtbr member
    Reputation: Dover's Avatar
    Join Date
    Jan 2006
    home owners insurance should cover it.
    their insurance wont cover something they dont own.

  3. #3
    mtbr member
    Join Date
    Mar 2007
    From what I have heard Dukes has been in contact with any customer who lost property in the fire back in Feb, but as far as insurance goes I don't know how that gets sorted out in this case.

  4. #4
    mtbr member
    Reputation: bagpipes's Avatar
    Join Date
    Feb 2007
    It happened to me a while back, homeowners insurance covers it, not the shop. The only thing a shop is responsible for is damage caused by them, not theft, fire etc. It's the same as taking your car into a shop for repair. If they damage it, it's between you and them; stolen or destroyed, then it's your insurance that covers it as long as it's not at the hands of the shop.
    There are no "mistakes"; only learning curves.

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